Ronald Kerstetter

Founding Partner - Senior Managing Partner
Ronald Kerstetter

“We have lived through many of the same business and life challenges our clients experience. We not only bring a depth and breadth of industry knowledge and experience, but we readily share the lessons learned from our personal experiences.” “We help you identify your challenges and opportunities and then create a plan tailored to your needs. We’ve developed proprietary methods you’ll not find with any other company that provide you with a solid plan for today and tomorrow and the peace of mind that you’ve taken care of the those most important to you.”

For over 35 years, Ron has helped his clients in crafting strategies to protect their assets, their business and provide for their loved ones. He loves a challenge and takes great satisfaction in finding solutions for clients who believe they have no alternatives due to poor health or disabilities.

Ron began his career with New York Life where he was a nationally recognized sales leader and manager. He has also represented Sun Life of Canada, Guardian Life Insurance Company of America, John Hancock and has been an insurance advisor for several law and accounting firms.

Throughout his career, Ron has volunteered his time and talent to several charitable organizations including Special Olympics and the Scottish Rite Speech and Hearing Center in Richmond, VA. For over 25 years Ron shared his experience and love of sports as a coach. He coached youth sports for nine years and high school football, baseball, and basketball for 15 years. Ron is a Mason and has been a member of the Kiwanis Club, the Rotary Club and is the current president of the Chesterfield Noonday Optimist Club.

Ron is a specialist in the use of life insurance as a planning tool for his clients. He is passionate about charitable giving through life insurance which not only helps his client but benefits organizations that are important to them.

Areas of Expertise 

  • Life Insurance
  • Asset Protection
  • Business Owner Succession
  • Buy/Sell Agreements
  • Charitable Funding
  • Disability Insurance
  • Exit Strategies
  • Family Security/Protection
  • Funding
  • Impaired Risk Life Insurance
  • Annuities
  • Key Employee Retention
  • Retirement Planning
  • Supplemental and Alternative Retirement Planning